Oregon Paycheck & Salary Calculators
Calculate your paycheck, take-home salary, overtime pay, bonus taxes and self-employment taxes in Oregon.
Oregon taxes wage income at 4.75% – 9.9%, with local income taxes on top in many areas. The calculators below estimate your Oregon take-home pay alongside federal tax, Social Security and Medicare, using 2025 rate tables.
Tax year 2026 · Last updated August 27, 2026
Based on 2025 Oregon tax tables
Oregon Paycheck Calculator
Enter what you earn in a single pay period and see exactly what reaches your bank account after federal tax, Oregon state tax, Social Security and Medicare.
$75,000 per year at biweekly (every 2 weeks)
Optional deductions & withholding
Reduces income tax but not Social Security or Medicare. The 2026 elective deferral limit is $24,500.
Per pay period. Section 125 premiums cut both income tax and FICA.
Per pay period. Reduces income tax only — for example a 457(b) deferral.
Per pay period. Roth 401(k), union dues, garnishments.
Per pay period. The extra amount from Form W-4, Step 4(c).
Estimated take-home pay
$2,143/ paycheck
$55,730 a year, 25.7% of gross pay going to tax.
Per paycheck breakdown
| Gross pay | $2,885 |
|---|---|
| Federal income tax | − $295.00 |
| Oregon income tax | − $205.28 |
| Social Security | − $178.85 |
| Medicare | − $41.83 |
| OR Paid Leave | − $17.31 |
| OR Transit | − $2.88 |
| Take-home pay | $2,143 |
Take-home pay at other cadences
- Annual
- $55,730
- Monthly
- $4,644
- Biweekly
- $2,143
- Weekly
- $1,072
Total tax per year
$19,270
Effective tax rate
25.7%
Total tax ÷ gross pay
Withholding estimated from the 2026 annual rate schedules assuming a Form W-4 with no dependent credits or extra adjustments. Your employer’s payroll system may withhold a slightly different amount — typically within a few dollars of $2,143.47 per paycheck.
Oregon Salary After Tax Calculator
Turn an annual salary into real Oregon take-home pay, with a visual breakdown of where each dollar goes and your effective tax rate.
Your gross salary before tax — the number on the offer letter.
Try a common salary
Optional deductions & withholding
Capped at the 2026 elective deferral limit of $24,500.
Annual total paid through payroll before tax.
Annual total. Reduces income tax only, not FICA.
Annual total taken after tax — Roth contributions, union dues.
Estimated take-home pay
$4,644/ month
$55,730 a year after an estimated $19,270 in tax.
Where your salary goes
- Take-home pay74.3%
- Federal income tax10.2%
- Oregon income tax7.1%
- Social Security & Medicare7.6%
- State payroll taxes0.7%
Annual breakdown
| Gross annual salary | $75,000 |
|---|---|
| Federal income tax | − $7,670 |
| Oregon income tax | − $5,337 |
| Social Security | − $4,650 |
| Medicare | − $1,088 |
| OR Paid Leave | − $450 |
| OR Transit | − $75 |
| Take-home pay | $55,730 |
Take-home pay
- Annual
- $55,730
- Monthly
- $4,644
- Biweekly
- $2,143
- Weekly
- $1,072
Effective tax rate
25.7%
What you actually pay overall
Marginal rate
30.75%
22% federal + 8.75% state
Your effective rate is what you pay across all your income; your marginal rate applies only to the next dollar you earn. They are almost always different, and confusing the two is the most common reason a raise feels smaller than expected.
Oregon Overtime Calculator
Work out a week's regular and overtime pay at Oregon rates, then see what is left after federal and state withholding.
Oregon minimum wage is $15.05 per hour.
Straight-time hours this week.
Hours paid at the premium rate.
Used to annualise your pay for the tax estimate.
Estimated net pay this week
$1,029/ week
$1,375 gross, of which $375.00 is overtime.
This week
| Regular pay(40 hrs) | $1,000 |
|---|---|
| Overtime pay(10 hrs at 1.5×) | $375.00 |
| Gross weekly pay | $1,375 |
| Federal income tax | − $132.69 |
| Oregon income tax | − $98.05 |
| Social Security & Medicare | − $105.19 |
| State payroll taxes | − $9.63 |
| Estimated net pay | $1,029 |
Net per hour worked
$20.59
Across all 50 hours
Overtime share of pay
27.3%
Not every worker is entitled to overtime
Follows the federal Fair Labor Standards Act: covered, non-exempt employees earn at least 1.5× their regular rate for hours worked beyond 40 in a workweek. There is no daily overtime requirement. Annualised at 52 weeks to estimate your tax bracket, so a single heavy week is taxed as if every week looked the same — real withholding on an unusually large paycheck is often higher, and evens out when you file.
Oregon Bonus Tax Calculator
See what a bonus is actually worth in Oregon after withholding — calculated both of the ways employers are allowed to do it.
Your regular pay for the year, excluding the bonus.
The gross bonus before anything is withheld.
Optional 401(k) deferral
Many plans let you set a separate deferral rate for bonus payments. Deferring reduces the tax withheld now.
Estimated bonus after taxes
$6,090
From a $10,000 gross bonus — 39.1% withheld using the flat-rate method most employers apply.
Percentage method
Flat 22% federal
- Federal withholding
- − $2,200
- Oregon withholding
- − $875
- Social Security
- − $620
- Medicare
- − $145
- State payroll taxes
- − $70
39.1% withheld
Aggregate method
Bonus added to regular wages
- Federal withholding
- − $2,200
- Oregon withholding
- − $824
- Social Security
- − $620
- Medicare
- − $145
- State payroll taxes
- − $70
38.6% withheld
Difference between methods
$51
Same tax bill either way — only the timing differs
OR withholding rate
8.75%
Estimated from your marginal rate
Withholding is not your final tax
The percentage method applies a flat 22% federal rate to supplemental wages up to $1,000,000 a year, and 37% above that. The aggregate method adds the bonus to your regular wages and withholds on the combined total. Social Security and Medicare apply under both.
Oregon 1099 & Self-Employment Tax Calculator
Estimate self-employment tax, federal and Oregon income tax on freelance or contract income — and the quarterly payment you should be setting aside.
Everything your clients paid you — the total across your 1099-NEC forms and any cash work.
Deductible costs: software, equipment, mileage, home office, professional fees.
Other income & retirement contributions
Wages from a job you hold alongside the freelance work. We subtract what that job already withholds.
SEP-IRA, solo 401(k) or deductible traditional IRA contributions for the year.
Estimated quarterly payment
$5,662/ quarter
Set aside about 30.2% of every dollar of net profit to cover it.
Annual estimate
| Revenue | $90,000 |
|---|---|
| Business expenses | − $15,000 |
| Net self-employment income | $75,000 |
| Self-employment tax — Social Security | − $8,589 |
| Self-employment tax — Medicare | − $2,009 |
| Federal income tax | − $6,504 |
| Oregon income tax | − $5,545 |
| Estimated after-tax income | $52,354 |
Total estimated tax
$22,646
30.2% effective rate
Self-employment tax
$10,597
Both halves of Social Security and Medicare
Estimated tax due dates for 2026
- Q1 (Jan 1 – Mar 31)April 15, 2026
- Q2 (Apr 1 – May 31)June 15, 2026
- Q3 (Jun 1 – Aug 31)September 15, 2026
- Q4 (Sep 1 – Dec 31)January 15, 2027
Why self-employment tax feels so high
Does not include the qualified business income (QBI) deduction, the self-employed health insurance deduction, or state and local business taxes such as gross receipts or franchise tax. QBI in particular can reduce federal taxable income by up to 20% for many freelancers, so treat this as a conservative estimate. Paying 90% of your current-year liability or 100% of last year’s generally avoids an underpayment penalty.
Oregon Income Taxes
Does Oregon have a state income tax?
Oregon's rates start at 4.75% and reach 9.9%, and the 8.75% third bracket begins at just over $11,000 of taxable income — so most Oregon workers pay 8.75% on the bulk of their income.
Oregon has no sales tax at all, which is the trade-off for one of the highest income tax burdens on middle earners in the country.
Oregon is one of the few states that still allows a subtraction for federal income tax paid, capped and phased out above an income threshold.
Two payroll deductions appear on an Oregon pay stub beyond income tax: the Paid Leave Oregon contribution and the flat 0.1% Statewide Transit Tax. Both are included in the estimate above.
Portland-area local income taxes are substantial for high earners. If you live in Multnomah County or the Metro district, budget for them separately.
Oregon does not tax Social Security benefits.
Oregon at a glance
- State income tax on wages
- Yes
- Rate structure
- Graduated brackets
- Rate
- 4.75% – 9.9%
- Local income tax
- Yes, in some areas
- Minimum wage
- $15.05 / hour
- Data last reviewed
- August 27, 2026
Local income taxes in Oregon
Oregon Paycheck Example: $100,000 Salary
Here is what a $100,000 salary looks like for a single filer in Oregon, with no 401(k) contribution and the standard deduction applied. Change any of those assumptions in the calculators above.
| Gross annual salary | $100,000 |
|---|---|
| Federal income tax | − $13,170 |
| Oregon income tax | − $7,474 |
| Social Security | − $6,200 |
| Medicare | − $1,450 |
| OR Paid Leave | − $600 |
| OR Transit | − $100 |
| Take-home pay | $71,006 |
Where the $100,000 goes
- Take-home pay71.0%
- Federal income tax13.2%
- Oregon income tax7.5%
- Social Security & Medicare7.6%
- State payroll taxes0.7%
Monthly take-home
$5,917
Effective rate
29.0%
Oregon Minimum Wage & Overtime
Minimum wage
$15.05 / hour
Effective July 1, 2025
Oregon runs three minimum wage rates, adjusted each July 1: a standard rate, a higher Portland metro rate and a lower non-urban counties rate. The figure shown is the standard rate.
Overtime rules
Follows the federal Fair Labor Standards Act: covered, non-exempt employees earn at least 1.5× their regular rate for hours worked beyond 40 in a workweek. There is no daily overtime requirement.
Whether you are entitled to overtime at all depends on your job duties and how you are paid, not just your hours. Executive, administrative, professional, outside sales and certain computer roles can be exempt.
What this Oregon estimate does not include
Every paycheck calculator makes simplifying assumptions. Here are ours, so you know exactly where the estimate could differ from your real pay stub or tax return.
- City, county and school district income taxes are not included in the estimate.
- Metro Supportive Housing Services and Multnomah County Preschool for All taxes are not included.
- The federal tax subtraction phase-out at higher incomes is not modeled.
- State-level tax credits (child and dependent care, earned income, renter and property tax credits) are not applied.
- Assumes you live and work in this state for the whole year. Multi-state and remote-work situations follow different rules.
Common questions about Oregon taxes
How much tax is taken out of my paycheck in Oregon?
On a $65,000 salary, a single filer in Oregon keeps about $49,311 a year — roughly $4,109 a month. That is an effective tax rate of about 24.1%, made up of $5,620 federal income tax, $4,642 Oregon income tax, and $4,973 in Social Security and Medicare.
Does Oregon have a state income tax?
Yes. Oregon taxes wage income at 4.75% – 9.9%, so higher slices of income are taxed at higher rates. Local income taxes also apply in parts of Oregon, on top of the state rate.
How much is $100,000 after taxes in Oregon?
A single filer earning $100,000 in Oregon takes home approximately $71,006 a year, or $5,917 a month, after an estimated $28,994 in federal tax, state tax, Social Security and Medicare. That is an effective tax rate of 29.0%. Filing jointly, itemizing or contributing to a 401(k) all change the figure.
How is overtime calculated in Oregon?
Follows the federal Fair Labor Standards Act: covered, non-exempt employees earn at least 1.5× their regular rate for hours worked beyond 40 in a workweek. There is no daily overtime requirement. Overtime pay is taxed as ordinary income — there is no separate overtime tax rate — but because a big overtime week raises your annualised pay, payroll systems often withhold more from that paycheck than your yearly rate implies. It evens out when you file.
How are bonuses taxed in Oregon?
Bonuses are supplemental wages. Most employers withhold a flat 22% for federal tax, plus Oregon tax at your regular withholding rate. Social Security and Medicare apply too. On a $10,000 bonus with a $100,000 salary, expect roughly $6,090 to land in your account. Withholding is not your final tax — if too much was withheld you get it back when you file.
How much should a 1099 worker save for taxes in Oregon?
On $70,000 of net self-employment profit, a single filer in Oregon owes roughly $20,656 in combined self-employment and income tax — about 29.5% of profit. Setting aside 32.5% of every payment is a safer rule of thumb, because it leaves room for a good year pushing you into a higher bracket. Estimated payments are due quarterly.
What is the minimum wage in Oregon?
Oregon's minimum wage is $15.05 per hour as of July 1, 2025. Oregon runs three minimum wage rates, adjusted each July 1: a standard rate, a higher Portland metro rate and a lower non-urban counties rate. The figure shown is the standard rate.
Are there local income taxes in Oregon?
The Portland area has two significant local income taxes: Metro's Supportive Housing Services tax of 1% on income above $125,000 single / $200,000 joint, and Multnomah County's Preschool for All tax of 1.5% to 3% on income above the same thresholds. Together they can add several percentage points for Portland-area high earners, and neither is included in the estimate above.
Sources & methodology
Every rate on this page comes from a primary source: the IRS for federal figures and Oregon’s own revenue and labor agencies for state figures. State tax data last reviewed August 27, 2026 against 2025 tables.
View all sources
Oregon
Federal
- IRS Rev. Proc. 2025-32 — 2026 inflation-adjusted tax rate schedules and standard deduction
- IRS Publication 15-T — Federal Income Tax Withholding Methods
- IRS Publication 15 (Circular E) — Employer's Tax Guide
- SSA — Contribution and Benefit Base (Social Security wage base)
- IRS — Topic no. 751, Social Security and Medicare withholding rates
- IRS — Retirement topics: 401(k) and profit-sharing plan contribution limits
- IRS Publication 505 — Tax Withholding and Estimated Tax (safe harbor rules)
- IRS Schedule SE — Self-Employment Tax
Federal income tax is estimated using the annual rate schedules and the standard deduction for your filing status. It assumes a Form W-4 filled out with no dependent credits, no other income and no extra deductions claimed in Steps 3 and 4.
Itemized deductions, the Child Tax Credit, education credits, the Earned Income Tax Credit, the qualified business income deduction and the Alternative Minimum Tax are not modeled.
Employer withholding and final tax liability are different numbers. What comes out of your paycheck is an advance payment; the return you file determines what you actually owe.
A note on what these numbers are